• Banking services to meet your various needs
  Whether you are going to the mainland China or Hong Kong for study, work or wealth management, we are pleased to offer you suitable financial products and services, including overseas account opening, Dual-Currency Debit Card, Foreign Exchange, Remittance, Loan, Insurance, Internet and Mobile Banking, etc.
  
  
• Robust digital banking service
  In addition to the Bank of China (Hong Kong) - Manila Branch, Bank of China also offers digital banking service in the mainland China and Hong Kong, which provide comprehensive functions on your fingertips.

Studying abroad is a unique opportunity for your children to broaden their horizons, learn and experience different cultures. To ensure your children make the most of their time overseas, you may avail of the following services with Bank of China:

• Opening Bank of China personal accounts in mainland China or Hong Kong
  If you are our existing customer, please visit our Branch to arrange account-opening for your children to give you peace of mind before your children go abroad.
  ¹ Applicable to BOC branches in the Greater Bay area, including Guangzhou, Shenzhen, Foshan, Dongguan, Jiangmen, Zhuhai, Zhongshan
  ² Terms and conditions apply, please contact us for details.
  
  
• Proof of Deposit
  We are pleased to offer this service for visa applications and other purposes.
  
  
• BOC Manila Dual-Currency Debit Card
  For students who need to travel between China and the Philippines, our debit card offers seamless experience for daily purchases (both at physical stores and online), as well as withdrawals through the global China UnionPay (CUP) ATM network.
  
  
• RMB Pre-Settlement Remittance
  For settlement of tuition fees, living and other expenses, you can use this service to remit USD from your account with us, and the payee in China will receive it in RMB based on the prevailing USD-RMB exchange rate.
  
  
• Local Payments in mainland China and Hong Kong
  Understanding local payments is key for experiencing the most out of living abroad. Students may download the BOC Mobile Banking app in mainland China and Hong Kong, and link their bank accounts with various payment tools to enjoy utmost convenience for purchases, bills payment, etc.
  
  
• Insurance Service
  To offer prudent protection for your children during their overseas studies, insurance solution dedicated for overseas students is available at BOC in Hong Kong.
  
  
• Studying in mainland China and Hong Kong guidebook
  We are pleased to provide you information and references in pursuing university studies in China, click here to download the guidebook.
  
  For inquiries, we will gladly assist you through landline at (+632) 8297- 7888 (dial 1 once connected), or through email at customercare_ph@bankofchina.com.ph.
   

One Belt One Road initiative and long-term steady economic development in China have created good opportunities for career development and business start-ups. And to support your ambition, we are pleased to offer you a range of financial solutions:

• Opening Bank of China personal accounts in mainland China or Hong Kong
  If you are our existing customer, please visit our Branch to arrange account-opening to address your financial needs before starting your new adventure.
  
  ¹ Applicable to BOC branches in the Greater Bay area, including Guangzhou, Shenzhen, Foshan, Dongguan, Jiangmen, Zhuhai, Zhongshan
  ² Terms and conditions apply, please contact us for details
  
  
• Debit and Credit Card
  Since you may be traveling frequently between the Philippines and China for business, you can avail our dual-currency debit card for daily purchases (both at retail stores and online), as well as withdrawals through global China UnionPay (CUP) ATM network.
  
  If you are planning to stay in China for a longer period, you may consider applying for debit card (mainland China / Hong Kong) and credit card³ (mainland China / Hong Kong) offered by BOC locally.
  ³ Terms and conditions apply. Please look for more information from respective BOC websites.
  
  
• Local Payment in mainland China and Hong Kong
  Understanding local payments is key as you settle into your new home. You may download the BOC Mobile app in mainland China and Hong Kong, link your bank accounts and take advantage of the various payment tools to enjoy utmost convenience for purchases, bills payment, etc.
  
  
• Remittance Service
  We understand the importance of seamless movement of funds for your business and work, you can use our convenient remittance service at our Branch, via Internet Banking or Mobile Banking, to register payee accounts and submit requests.
  
  
• Lending Service
  To meet funding requirements for yourself or your business, you may consider applying for loan facilities offered by Bank of China in mainland China and Hong Kong, in which some of them are available to overseas applicants⁴.
  
  ⁴ Only applicable to applicants who can provide valid proof of long-term residence permits or equivalent documentations. Other terms and conditions apply. Please visit respective BOC websites for details.
  
  
• Insurance Services
  We would also suggest you subscribe for suitable insurance solutions to protect yourself and safeguard your family when you are on the go. If you are interested, insurance service is available at BOC in Hong Kong.
  
  For inquiries, we will gladly assist you through landline at (+632) 8297- 7888 (dial 1 once connected), or through email at customercare_ph@bankofchina.com.ph.
   

As your financial service partner, we understand your needs of preserving wealth, as well as capturing growth opportunities to fulfill your family and own purposes, hence, we are here to provide you some general pointers and access to potentially suitable propositions.

• Wealth Management Service
  Comprehensive wealth management service designated to meet high net-worth customers is available at BOC in mainland China and Hong Kong. General privileges include dedicated Relationship Manager, tailored products, concessionary fees and charges, etc. You may visit the relevant pages at www.boc.cn or www.bochk.com for further details on the products or services you need.
  
  
• Investment Services
  Riding on our extensive network and vast team of professionals in mainland China, Hong Kong and Southeast Asia, we will gladly help you identify investment opportunities globally and offer you choices of investment solutions¹, for your wealth growth and asset allocation. Please visit the official BOC websites of mainland China and Hong Kong for details.
  
  ¹Investment involves risks. Please refer to the relevant offering documents for further details including risk factors. This webpage does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. If you have any inquiries on the nature and risks involved, please seek advice from an independent financial advisor.
  
  
• Insurance Services
  ith the growth of your family, children’s education, retirement living, and legacy inheritance all need to be well-protected. As one of the key international financial centers, Hong Kong has the privilege of having well-established personal financial propositions and services, and BOC Hong Kong has been one of the key financial service providers for years. If you are interested to learn more, please contact us through our different communication channels found in www.bochk.com and we will gladly refer you to our respective professionals.
   

Disclaimer: Please note that some of the products and/or services related to cross-border financial needs are offered by the Bank of China Group offices operating overseas. Use of any of these products or services is at your own discretion. Please evaluate carefully if any of the cross-border financial products or services stated is suitable depending on your requirements. If you are interested in opening an account with Bank of China (Hong Kong) - Manila Branch, or to know more about the above services, we will gladly assist you through landline at (+632) 8297-7888 (dial 1 once connected), or through email at customercare_ph@bankofchina.com.ph.