Deposits
Earn and have flexible terms while the Bank keep your funds.
Savings Account
We provide savings account services in the following currencies: PHP, RMB and USD.
Peso Savings Acount
Minimum Initial Deposit |
Minimum Monthly ADB Requirement 1, 2 |
Interest Rate per Annum |
Php 5,000 |
Php 5,000 |
0.0500% |
Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement.
2. A savings account shall be considered as dormant if it has no client-initiated activity for two (2) years.
Peso Checking Acount
Minimum Initial Deposit |
Minimum Monthly ADB Requirement 1, 2 |
Php 5,000 |
Php 5,000 |
Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement
2. A checking account shall be considered as dormant if it has no client-initiated activity for one (1) year.
3. Checking accounts are non-interest bearing.
USD Savings Acount
Minimum Initial Deposit |
Minimum Monthly ADB Requirement 1, 2 |
Interest Rate per Annum |
USD 100 |
USD 100 |
0.1000% |
Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement.
2. A savings account shall be considered as dormant if it has no client-initiated activity for two (2) years.
CNY Savings Acount
Minimum Initial Deposit |
Minimum Monthly ADB Requirement 1, 2 |
Interest Rate per Annum |
CNY 500 |
CNY 500 |
0.1500% |
Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement.
2. A savings account shall be considered as dormant if it has no client-initiated activity for two (2) years.
Time Deposit Accounts
We offer time deposit accounts in PHP, RMB and USD, with tenors from one (1) month to one (1) year.
Peso Time Deposit (Click here for latest promos)
Minimum initial placement: Php 5,000
Terms of Placement: 30, 60, 90, 180, 360 days
Account Type |
Amount Tiers |
30 days |
60 days | 90 days |
180 days |
360 days |
Peso Time Deposit |
5,000 – 49,000 |
2.550% |
2.550% |
2.800% |
2.800% |
3.050% |
50,000 – 499,999 |
2.550% |
2.550% |
2.800% |
2.800% |
3.050% |
|
500,000 – 999,999 |
2.550% |
2.550% |
2.900% |
2.900% |
3.150% |
|
1,000,000 – 4,999,999 |
2.600% |
2.600% |
2.900% |
2.900% |
3.150% |
|
5,000,000 – 19,999,999 |
2.650% |
2.650% |
2.900% |
3.150% |
3.400% |
|
20MM & UP |
2.750% |
2.750% |
3.000% |
3.250% |
3.500% |
US Dollar Time Deposit
Minimum initial placement: USD 1,000
Terms of Placement: 30, 60, 90, 180, 360 days
Account Type |
Amount Tiers |
30 days |
60 days |
90 days |
180 days |
360 days |
US Dollars Time Deposit |
1,000 – 9,999 |
0.100% |
0.100% |
0.100% |
0.100% |
0.100% |
10,000 – 49,999 |
1.375% |
1.375% |
1.375% |
1.400% |
1.475% |
|
50,000 – 499,999 |
2.650% |
2.650% |
2.650% |
2.700% |
2.850% |
|
500,000 – 999,999 |
2.650% |
2.650% |
2.650% |
2.700% |
2.850% |
|
1,000,000 & UP |
2.650% |
2.650% |
2.650% |
2.700% |
2.850% |
CNY Time Deposit
Minimum initial placement: CNY 1,000
Terms of Placement: 30, 90, 180, 360 days
Account Type |
Amount Tiers |
30 days |
60 days |
90 days |
180 days |
360 days |
Chinese Yuan Time Deposit |
1,000 – 9,999 |
0.300% |
0.300% |
0.550% |
0.550% |
0.550% |
10,000 – 99,999 |
0.300% |
0.300% |
0.550% |
0.550% |
0.550% | |
100,000 – 199,999 |
0.300% |
0.300% |
0.550% |
0.550% |
0.650% | |
200,000 – 999,999 |
0.300% |
0.300% |
0.550% |
0.650% |
0.800% |
|
1,000,000 & UP |
0.300% |
0.300% |
0.550% |
0.650% |
0.800% |
The information listed above is a general summary for reference only. Information is subject to change without prior notice. Please contact us for more details.
Click here to know about the terms and conditions surrounding deposit accounts. You may also get a list of the fees and charges applicable to your accounts here.