Deposits

Earn and have flexible terms while the Bank keep your funds.


Savings Account
We provide savings account services in the following currencies: PHP, RMB and USD.

    Peso Savings Acount

Minimum Initial Deposit

Minimum Monthly ADB Requirement 1, 2

Interest Rate per Annum

Php 5,000

Php 5,000

0.0500%

Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement.
2. A savings account shall be considered as dormant if it has no client-initiated activity for two (2) years.

    Peso Checking Acount

Minimum Initial Deposit

Minimum Monthly ADB Requirement 1, 2

Php 5,000

Php 5,000

Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement
2. A checking account shall be considered as dormant if it has no client-initiated activity for one (1) year. 
3. Checking accounts are non-interest bearing.

    USD Savings Acount

Minimum Initial Deposit

Minimum Monthly ADB Requirement 1, 2

Interest Rate per Annum

USD 100

USD 100

0.1000%

Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement.
2. A savings account shall be considered as dormant if it has no client-initiated activity for two (2) years.

    CNY Savings Acount

Minimum Initial Deposit

Minimum Monthly ADB Requirement 1, 2

Interest Rate per Annum

CNY 500

CNY 500

0.1500%

Notes:
1. A charge of PHP300.00 may be imposed if the account falls below the minimum ADB requirement.
2. A savings account shall be considered as dormant if it has no client-initiated activity for two (2) years.


Time Deposit Accounts
We offer time deposit accounts in PHP, RMB and USD, with tenors from one (1) month to one (1) year.

    Peso Time Deposit (Click here for latest promos)
    
Minimum initial placement: Php 5,000
    Terms of Placement: 30, 60, 90, 180, 360 days

Account Type

Amount Tiers

30 days

60  days

90 days

180 days

360 days

Peso Time Deposit

5,000 –  49,000

2.550%

2.550%

2.800%

2.800%

3.050%

50,000 – 499,999

2.550%

2.550%

2.800%

2.800%

3.050%

500,000 – 999,999

2.550%

2.550%

2.900%

2.900%

3.150%

1,000,000 – 4,999,999

2.600%

2.600%

2.900%

2.900%

3.150%

5,000,000 – 19,999,999

2.650%

2.650%

2.900%

3.150%

3.400%

20MM & UP

2.750%

2.750%

3.000%

3.250%

3.500%

  
    US Dollar Time Deposit
    
Minimum initial placement: USD 1,000
    Terms of Placement: 30, 60, 90, 180, 360 days

Account Type

Amount Tiers

30 days

60   days

90 days

180 days

360 days

US Dollars Time Deposit

1,000 –  9,999

0.100%

0.100%

0.100%

0.100%

0.100%

10,000 – 49,999

1.375%

1.375%

1.375%

1.400%

1.475%

50,000 – 499,999

2.650%

2.650%

2.650%

2.700%

2.850%

500,000 – 999,999

2.650%

2.650%

2.650%

2.700%

2.850%

1,000,000 & UP

2.650%

2.650%

2.650%

2.700%

2.850%

    
    CNY Time Deposit
    
Minimum initial placement: CNY 1,000
    Terms of Placement: 30, 90, 180, 360 days

Account Type

Amount Tiers

30 days

60 days

90 days

180 days

360 days

Chinese Yuan Time Deposit

1,000 –  9,999

0.300%

0.300%

0.550%

0.550%

0.550%

10,000 – 99,999

0.300%

0.300%

0.550%

0.550%

0.550%

100,000 – 199,999

0.300%

0.300%

0.550%

0.550%

0.650%

200,000 – 999,999

0.300%

0.300%

0.550%

0.650%

0.800%

1,000,000 & UP

0.300%

0.300%

0.550%

0.650%

0.800%


The information listed above is a general summary for reference only. Information is subject to change without prior notice. Please contact us for more details.

Click here to know about the terms and conditions surrounding deposit accounts. You may also get a list of the fees and charges applicable to your accounts here.